Do you need affordable housing?

We’re Here to Help!

Winnebago County Housing Authority (WCHA), believes that having a safe, stable home is something everyone deserves.  We work with local, state, and federal organizations to provide homes and supportive services to the families and communities we serve.

WCHA administers programs for both Winnebago County Housing Authority and Boone County Housing Authority.

 

Northern Illinois Regional Affordable Community Housing
Review Housing Options

Step 1

Review Housing Options

WCHA (Winnebago County Housing Authority) has several housing options available, so finding one that fits your family’s needs is step one. Learn about each of our programs and their basic eligibility requirements.

Apply Illustration

Step 2

Apply for Housing

We know that applying for housing can be stressful, but we are here to help. To start the process, complete our pre-application. After 10 business days, you’ll be assigned a wait list number to track your application.

WHAT YOU NEED:
  • Names, birthdates, and Social Security numbers of all members of your household
  • Income information
Family enjoying their new affordable home

Why is Affordable Housing Important?

A safe, stable home in a supportive community offers more than a place to live – it inspires hope and achievement. With affordable housing, families can thrive and focus on their futures. It reduces unimaginable stress, which improves physical and mental health. Through our housing and other support programs, residents achieve more in school and jobs, develop a sense of pride, and find a sense of belonging and community.

Safety
Stability
Supportive
Hopeful
Thriving
Pride

Featured Communities

We maintain extremely high standards for our communities with the goal of redefining perceptions about affordable housing. Here are just a few!

About WCHA

At Winnebago County Housing Authority, we create vibrant neighborhoods, fight blight in our communities, and address the negative impacts of poverty. While we are known for our housing programs, we actively develop and participate in initiatives to support growth and learning toward self-sufficiency for our residents and others. We’ve earned a reputation for innovation and are often looked to as leaders in affordable housing.

About NIReACH

Lets get social!

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Congratulations to Danielle and her daughter, Amaya, families with the Winnebago County Housing Authority, who were awarded scholarships today from Northern Illinois Council of Housing Authorities (NICHA) scholarship program, which is for families served by the housing authorities in the NICHA membership. Below is Danielle, receiving her scholarship. Danielle is enrolled to attend the Illinois Institute of Nursing Studies, in Rockford, in January. Amaya is currently at Northern Illinois University, studying psychology with an intensive on nursing!

There is such a critical need for nurses, and Alan Zais, WCHA Executive Director, serves on the OSF College of Nursing to help our community with this. According to the Bureau of Labor Statistics, the Registered Nursing (RN) workforce is expected to expand by 6% over the next decade. The Bureau projects that 193,100 RN opening will be unfilled each year through 2032 when nurse retirements and workforce exits are factored into the need. In Illinois, the University of Illinois at Urbana-Champaign and the Illinois Economic Policy Institute published a report showing that over half of the Illinois registered nurses are over age 55, with Illinois projected to see an RN shortage of 15,000 by 2025 with 34% of existing RNs planning to leave nursing in the next twelve months.

We thank NICHA for their very valuable scholarship that makes such a difference to Danielle and Amaya! And thank you Danielle and Amaya, for pursuing an education and career that will help all of us!
... See MoreSee Less

Congratulations to Danielle and her daughter, Amaya, families with the Winnebago County Housing Authority, who were awarded scholarships today from Northern Illinois Council of Housing Authorities (NICHA) scholarship program, which is for families served by the housing authorities in the NICHA membership. Below is Danielle, receiving her scholarship. Danielle is enrolled to attend the Illinois Institute of Nursing Studies, in Rockford, in January. Amaya is currently at Northern Illinois University, studying psychology with an intensive on nursing!

There is such a critical need for nurses, and Alan Zais, WCHA Executive Director, serves on the OSF College of Nursing to help our community with this. According to the Bureau of Labor Statistics, the Registered Nursing (RN) workforce is expected to expand by 6% over the next decade. The Bureau projects that 193,100 RN opening will be unfilled each year through 2032 when nurse retirements and workforce exits are factored into the need. In Illinois, the University of Illinois at Urbana-Champaign and the Illinois Economic Policy Institute published a report showing that over half of the Illinois registered nurses are over age 55, with Illinois projected to see an RN shortage of 15,000 by 2025 with 34% of existing RNs planning to leave nursing in the next twelve months.

We thank NICHA for their very valuable scholarship that makes such a difference to Danielle and Amaya!  And thank you Danielle and Amaya, for pursuing an education and career that will help all of us!

We are happy to share that HUD has again designated the Boone County Housing Authority as a High Performer Agency with a 104% score for the HUD annual Section Eight Management Assessment Program (SEMAP) score, which is the HUD report card for the agency. Very briefly, HUD grades housing authorities on:

• Selection from the Wait List. It is done correctly.
• Reasonable Rent: The family’s housing assistance is based on reasonable landlord rents.
• Determination of Adjusted Income: The housing assistance is properly calculated at 30% of adjusted income.
• Utility Allowance Schedule: Annually, BCHA properly completes a market utility allowance study for use in the housing assistance calculation.
• HQS Quality Control: BCHA has a quality control system in place for our Housing Quality Standards inspections of homes to ensure they are decent and safe homes.
• HQS Enforcement: BCHA enforces the Housing Quality Control inspections, a common sense inspection with 24 hour correction for emergency items, 30 days for all the others, and an abatement if the landlord or tenant are noncompliant.
• Expanding Housing Opportunities: BCHA provides the tools so families can choose the best home possible and integrate throughout the community.
• Payment Standards: BCHA reports its Payment Standards, which is used to calculate rental assistance. It is 110% of the Fair Market Rent (the highest allowed) based on a 50th % HUD FMR Exemption (otherwise it is 40%--this increases housing opportunities).
• Timely Annual Rexaminations: A family’s housing assistance is annually reexamined.
• Pre-Contract HQS Inspections: The home is inspected to ensure it passes the HQS before it is contracted to the program.
• Annual HQS Inspections: Inspections are done once a year. BCHA is allowed the HUD exemption to inspect every 24 months, reducing administrative expense and making the program more desirable to landlords.
• Lease-Up: BCHA uses its annual funding to as close of 100% as possible, which ensures we are helping as many families as possible.
• Deconcentration Bonus: BCHA was able to demonstrate that its program is responsible for helping to deconcentrate a high percentage of extremely low income families throughout the community, which makes it easier for families to find the best homes possible—near schools, transportation, employment and education. Specifically, this measure the extremely low income families with children, at 10% of the poverty level. The housing assistance made it possible for 95% of them to have homes in nice houses throughout Boone County.

The Boone County Housing Authority was created in 1946 with about 20 bungalows to house Veterans returning from World War II. Today, BCHA is a partner with the Winnebago County Housing Authority, serving almost 300 families for our community through the regular housing voucher program and special voucher awards from HUD for 40 Mainstream vouchers (non-elderly disabled, homeless families) and 15 Veterans Assisted Supportive Housing vouchers (disabled, homeless veterans). BCHA administers a Family Self-Sufficiency program that helps families move from the program so we can help another family, and BCHA was a partner in the rehab development of the 56 unit Pearl Place Apartments—11 of the apartments are for BCHA families, and 4 apartments only for disabled and homeless Veterans. BCHA housing payments to landlords will total approximately $1,368,787 to the Boone County economy, about $380 per month to each house, with the tenant paying an average monthly rent of $154.

25% of the BCHA program provides housing assistance for seniors over the age of 62 (the average age is 71).
55% of the BCHA program provides housing assistance for disabled persons (average age is 51).

We thank HUD, and more importantly, Boone County for its care and support to the community.
... See MoreSee Less

We are happy to share that HUD has again designated the Boone County Housing Authority as a High Performer Agency with a 104% score for the HUD annual Section Eight Management Assessment Program (SEMAP) score, which is the HUD report card for the agency.  Very briefly, HUD grades housing authorities on:

• Selection from the Wait List.  It is done correctly.
• Reasonable Rent:  The family’s housing assistance is based on reasonable landlord rents.
• Determination of Adjusted Income:  The housing assistance is properly calculated at 30% of adjusted income.
• Utility Allowance Schedule:  Annually, BCHA properly completes a market utility allowance study for use in the housing assistance calculation.
• HQS Quality Control:  BCHA has a quality control system in place for our Housing Quality Standards inspections of homes to ensure they are decent and safe homes.
• HQS Enforcement:  BCHA enforces the Housing Quality Control inspections, a common sense inspection with 24 hour correction for emergency items, 30 days for all the others, and an abatement if the landlord or tenant are noncompliant.
• Expanding Housing Opportunities:  BCHA provides the tools so families can choose the best home possible and integrate throughout the community.
• Payment Standards:  BCHA reports its Payment Standards, which is used to calculate rental assistance.  It is 110% of the Fair Market Rent (the highest allowed) based on a 50th % HUD FMR Exemption (otherwise it is 40%--this increases housing opportunities).
• Timely Annual Rexaminations:  A family’s housing assistance is annually reexamined.
• Pre-Contract HQS Inspections:  The home is inspected to ensure it passes the HQS before it is contracted to the program.
• Annual HQS Inspections:  Inspections are done once a year.  BCHA is allowed the HUD exemption to inspect every 24 months, reducing administrative expense and making the program more desirable to landlords.
• Lease-Up:  BCHA uses its annual funding to as close of 100% as possible, which ensures we are helping as many families as possible.
• Deconcentration Bonus:  BCHA was able to demonstrate that its program is responsible for helping to deconcentrate a high percentage of extremely low income families throughout the community, which makes it easier for families to find the best homes possible—near schools, transportation, employment and education.  Specifically, this measure the extremely low income families with children, at 10% of the poverty level.  The housing assistance made it possible for 95% of them to have homes in nice houses throughout Boone County.

The Boone County Housing Authority was created in 1946 with about 20 bungalows to house Veterans returning from World War II.  Today, BCHA is a partner with the Winnebago County Housing Authority, serving almost 300 families for our community through the regular housing voucher program and special voucher awards from HUD for 40 Mainstream vouchers (non-elderly disabled, homeless families) and 15 Veterans Assisted Supportive Housing vouchers (disabled, homeless veterans).  BCHA administers a Family Self-Sufficiency program that helps families move from the program so we can help another family, and BCHA was a partner in the rehab development of the 56 unit Pearl Place Apartments—11 of the apartments are for BCHA families, and 4 apartments only for disabled and homeless Veterans.  BCHA housing payments to landlords will total approximately $1,368,787 to the Boone County economy, about $380 per month to each house, with the tenant paying an average monthly rent of $154.

25% of the BCHA program provides housing assistance for seniors over the age of 62 (the average age is 71).
55% of the BCHA program provides housing assistance for disabled persons (average age is 51).

We thank HUD, and more importantly, Boone County for its care and support to the community.Image attachmentImage attachment+2Image attachment
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News and Events

WCHA is releasing a Request for Proposals to identify and select an experienced professional Grant Writer consultant or firm with a proven track record of researching, developing, writing, and submitting successful grant proposals to raise both public and private funds in support of creative housing solutions for those with various forms of disabilities, persons experiencing […]

The Winnebago County Housing Authority has opened the public comment period for the 2025 Agency Plan.  A 45-day comment period has been established beginning October 7, 2024 and ending November 21, 2024 at 5:00 pm.  Throughout the comment period, the document may be viewed by clicking below and seen at 3617 Delaware Street, Rockford, Illinois, […]

The Winnebago County Housing Authority has opened the public comment period for the 2026 Moving to Work Plan Supplement.  A 45-day comment period has been established beginning October 7, 2024 and ending November 21, 2024 at 5:00 pm.  Throughout the comment period, the document may be viewed by clicking below and seen at 3617 Delaware […]

The Winnebago County Housing Authority and the Winnebago Homes Association (collectively “WCHA/WHA”) is issuing a Request for Qualifications (“RFQ”), soliciting proposals for: The WCHA/WHA is seeking a development team to assist in new construction and rehabilitation of affordable housing in the Illinois communities of South Beloit, Rockton, and Freeport, as well as to facilitate additional […]